Credit Card Offers
A list of the best credit card offers available on the market
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To view details for each card, click the drop down for each applicable credit product.
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American Express Offers are denoted by:
Excellent (Apply NOW!),
Decent (It's quite good, but not all time high),
Okay (5/10),
Poor (It's not a good offer), and
Extremely Poor (Do not apply now, its not a good offer)
Last Updated: August 11, 2023
American Express
American Express Platinum Card
Welcome Bonus Value: $1500
Annual Fee: $699
Offer Rating: Okay
Application Method: Great Canadian Rebates
Earn 90,000 Points upon spending $7,500 in net purchases within the first 3 months
Earn a $150 Cash Back Bonus when you apply through Great Canadian Rebates
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Historically, the highest offer for this card stands at 150,000 Points for $6,000 in spend. (August 2021)
American Express Business Platinum Card
Welcome Bonus Value: $1500
Annual Fee: $499
Offer Rating: Decent
Application Method: Referral
Earn 100,000 Points upon spending $10,000 in net purchases within the first 3 months
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Historically, the highest offer for this card stands at 120,000 Points for $10,000 in spend. (October 2022)
American Express Gold Card
Welcome Bonus Value: $1050-1125
Annual Fee: $250
Application Method: Referral/Exclusive Links
Offer Rating: Okay
Referral
Earn 5,000 Points when you spend $1,000 in each statement period for the first 12 months (up to 60,000 Points)
Earn 10,000 Points upon spending $4,000 in net purchases within the first 3 months
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Exclusive Links
Earn 40,000 Points upon spending $3,000 in net purchases within the first 3 months
Earn an additional 2 Points per dollar for the first $10,000 in Travel Purchases within the first 3 months
Earn 15,000 Points upon spending $0.01 in net purchases during month 14 to month 17 of cardmembership
Click Here for Exclusive Links Offer
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Historically, the highest offer for this card stands at 75,000 Points for $3,000 in spend. (October 2022)
American Express Business Gold Card
Welcome Bonus Value: $1175
Annual Fee: $199
Offer Rating: Excellent
Application Method: Great Canadian Rebates
Earn 70,000 Points upon spending $5,000 in net purchases within the first 3 months
Earn a $125 Cash Back Bonus when you apply through Great Canadian Rebates
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Historically, this is the highest offer on record for this card!
American Express Cobalt Card
Welcome Bonus Value: $600
Annual Fee: $155.88 (charged in monthly instalments of $12.99)
Offer Rating: Decent
Application Method: Great Canadian Rebates / Referral
Earn 2,500 Points when you spend $500 in each statement period for the first year (up to 30,000 Points)
Earn a $100 Cash Back Bonus when you apply through Great Canadian Rebates
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Historically, the highest offer for this card stands at 52,000 Points for $5,000 in spend. (October 2022)
American Express Business Edge Card
Welcome Bonus Value: $975
Annual Fee: $99
Offer Rating: Excellent
Application Method: Referral
Earn 55,000 Points upon spending $5,000 in net purchases within the first 3 months
Earn an additional 7 Points per dollar for the first $1,428.57 in Eats and Drinks, Rides and Gas, Electronics, and Office Supplies Purchases within the first 6 months
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Historically, this is the highest offer on record for this card!
American Express Marriott Bonvoy Card
Welcome Bonus Value: $560
Annual Fee: $120
Offer Rating: Okay
Application Method: Great Canadian Rebates
Earn 50,000 Points upon spending $1,500 in net purchases within the first 3 months
Earn a $60 Cash Back Rebate when you apply through Great Canadian Rebates
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Historically, the highest offer for this card stands at 105,000 Points for $5,000 in spend. (July 2021)
American Express Marriott Bonvoy Business Card
Welcome Bonus Value: $575
Annual Fee: $150
Offer Rating: Okay
Application Method: Great Canadian Rebates
Earn 50,000 Points upon spending $1,500 in net purchases within the first 3 months
Earn a $75 Cash Back Bonus when you apply through Great Canadian Rebates
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Historically, the highest offer for this card stands at 105,000 Points for $5,000 in spend. (July 2021)
American Express Aeroplan Card
Welcome Bonus Value: $675
Annual Fee: $120
Offer Rating: Poor
Application Method: Referral
Earn 3,000 Points when you spend $1000 in each statement period for the first 10 months (up to 30,000 Points)
Earn 15,000 Points upon spending $0.01 in net purchases during month 14 to 17 of cardmembership
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Historically, the highest offer for this card stands at 75,000 Points for $3,000 in spend. (July 2022)
American Express Aeroplan Reserve Card
Welcome Bonus Value: $1300
Annual Fee: $599
Offer Rating: Decent
Application Method: Great Canadian Rebates
Earn 7,500 Points when you spend $2,000 in each statement period for the first 6 months (up to 45,000 Points)
Earn 35,000 Points upon spending $6,000 in net purchases during month 13 to 16 of cardmembership
Earn a $100 Cash Back Rebate when you apply through Great Canadian Rebates
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Historically, the highest offer for this card stands at 150,000 Points for $6,000 in spend. (July 2021)
American Express Business Aeroplan Reserve Card
Welcome Bonus Value: $1350
Annual Fee: $599
Offer Rating: Poor
Application Method: Referral
Earn 7,500 Points when you spend $3,000 in each statement period for the first 6 months (up to 45,000 Points)
Earn 45,000 Points upon spending $9.000 in net purchases during month 13 to 16 of cardmembership
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Historically, the highest offer for this card stands at 150,000 Points for $12,000 in spend. (July 2021)
American Express SimplyCash Preferred Card
Welcome Bonus Value: $400
Annual Fee: $119.88 (charged in monthly instalments of $9.99)
Offer Rating: Okay
Application Method: Great Canadian Rebates
Earn a $40 Statement Credit when you spend $750 in each statement period for the first 10 months (up to $400)
Earn a $40 Cash Back Rebate when you apply through Great Canadian Rebates
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Historically, the highest offer for this card stands at up to $500 for $4000 in spend. (July 2022)
American Express Green Card
Welcome Bonus Value: $188
Annual Fee: $0
Offer Rating: Excellent
Application Method: Referral
Earn 12500 Points upon spending $1250 in net purchases within the first 3 months
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Historically, this is the highest offer on record for this card! (March 2023)
American Express SimplyCash Card
Welcome Bonus Value: $130
Annual Fee: $0
Offer Rating: Okay
Application Method: Great Canadian Rebates
Earn a $10 Statement Credit when you spend $300 in each statement period for the first 10 months (up to $100)
Earn a $30 Cash Back Rebate when you apply through Great Canadian Rebates
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Historically, the highest offer for this card stands at up to $200 for $5,000 in spend. (July 2022)
Bank of Montreal
BMO Eclipse Visa Infinite
Welcome Bonus Value: $492
Annual Fee: $120 - First Year Waived
Application Method: Credit Card Genius
Earn 40,000 Points upon spending $3,000 in net purchases within the first 3 months
Earn a $50 statement credit on your first purchase $50+ in a calendar year (Credit can be used once per calendar year)
Earn a $125 Cash Back Rebate when you apply through Credit Card Genius.
BMO Eclipse Visa Infinite Privilege
Welcome Bonus Value: $733
Annual Fee: $499
Application Method: Public Website
Earn 50,000 Points upon spending $3,000 in net purchases within the first 3 months
Earn a $200 statement credit on your first purchase $200+ in a calendar year (Credit can be used once per calendar year)
BMO Air Miles World Elite Mastercard
Welcome Bonus Value: $461
Annual Fee: $120 - First Year Waived
Application Method: Credit Card Genius
Earn 3,000 Air Miles upon spending $3,000 in net purchases within the first 3 months
Get $0.25 discount on gasoline purchased from Shell for up to 10 fill ups of 50 litres each before September 30, 2023
Earn a $20 Cash Back Rebate when you apply through Credit Card Genius
BMO Ascend World Elite Mastercard
Welcome Bonus Value: $367
Annual Fee: $150 - First Year Waived
Application Method: Credit Card Genius
Earn 40,000 Points upon spending $3000 in net purchases within the first 3 months
Earn a $100 Cash Back Rebate when you apply through Credit Card Genius.
BMO Air Miles Mastercard
Welcome Bonus Value: $84
Annual Fee: $0
Application Method: Public Website
Earn 800 Points upon spending $1000 in net purchases within the first 3 months
CIBC
CIBC Aeroplan Visa Infinite Privilege
Welcome Bonus Value: $1350 (2 years) or $900
Annual Fee: $599
Application Method: Public Website
Earn 20000 Points on your first purchase
Earn 40000 Points upon spending $3000 in net purchases within the first 4 monthly statement periods
Earn 30000 Points upon keeping the card for a second year
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Historically, this is the highest offer on record for this card! (March 2023)
CIBC Aeroplan Visa Infinite
Welcome Bonus Value: $825
Annual Fee: $139
Application Method: Exclusive Links
Earn 10,000 Points on your first purchase
Earn 45,000 Points upon spending $1,000 in net purchases within the first 4 monthly statement periods
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Historically, the highest offer for this card stands at 5,000 Points for $1,000 in spend. (May 2023)
CIBC Aeroplan Visa
Welcome Bonus Value: $150
Annual Fee: $0
Application Method: Public Website
Earn 10,000 Points on your first purchase
CIBC Aeroplan Visa Business
Welcome Bonus Value: $450
Annual Fee: $180
Application Method: Public Website
Earn 10,000 Points on your first purchase
Earn 20,000 Points upon spending $3000 in net purchases within the first 4 monthly statement periods
Earn 30,000 Points upon spending $35,000 in net purchases within the first year
CIBC Aeroplan Visa Business Plus
Welcome Bonus Value: $450
Annual Fee: $120
Application Method: Request a call from a CIBC business specialist
Earn 10,000 Points on your first purchase
Earn 20,000 Points upon spending $3000 in net purchases within the first 4 monthly statement periods
Earn 30,000 Points upon spending $35,000 in net purchases within the first year
CIBC Aventura Visa Infinite Privilege
Welcome Bonus Value: $800 (2 years) or $1025
Annual Fee: $499
Application Method: Public Website
Earn 50,000 Points upon spending $3,000 in net purchases within the first 4 monthly statement periods
Earn 30,000 Points upon keeping the card for the second year
Earn a $200 statement credit on your first called-in CIBC Rewards purchase $200+ in a calendar year (Credit can be used once per calendar year)
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Historically, this is the highest offer on record for this card! (November 2022)
CIBC Aventura Visa Infinite
Welcome Bonus Value: $570
Annual Fee: $139
Application Method: Exclusive Links
Earn 20,000 Points on your first purchase
Earn 20,000 Points upon spending $3,000 in net purchases within the first 4 monthly statement periods
Get a Journie Rewards Promotional Code with $25 in fuel savings, 3X point multiplier, and 2 premium car washes
Click Here for Exclusive Links Offer
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Historically, the highest offer for this card stands at 45,000 Points after first purchase. (November 2021)
CIBC Aventura Gold Visa
Welcome Bonus Value: $570
Annual Fee: $139
Application Method: Exclusive Links
Earn 20,000 Points on your first purchase
Earn 20,000 Points upon spending $3,000 in net purchases within the first 4 monthly statement periods
Get a Journie Rewards Promotional Code with $25 in fuel savings, 3X point multiplier, and 2 premium car washes
Click Here for Exclusive Links Offer
Note: If you do not qualify for the Infinite version of this card, you will automatically be offered the Gold version, which has an identical welcome bonus.
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Historically, the highest offer for this card stands at 45,000 Points after first purchase. (November 2021)
CIBC Aventura Visa
Welcome Bonus Value: $220
Annual Fee: 0
Application Method:
Earn 2,500 Points when you hold a chequing account with CIBC, signup for eStatements, add a free authorized user to your card, add your credit card to your mobile wallet and provide your email address with CIBC
Earn 9,500 Points on your first purchase
Get a Journie Rewards Promotional Code with $25 in fuel savings, 3X point multiplier, and 2 premium car washes
CIBC Aventura Visa Business
Welcome Bonus Value: $312
Annual Fee: $120 - First Year Waived
Application Method: Public Website
Earn 25,000 Points on your first purchase
Earn 35,000 Points upon spending $35000 in net purchases within the first year
CIBC Dividend Visa Infinite/Platinum
Welcome Bonus Value: $270
Annual Fee: $120
Application Method: Exclusive Links
Earn 10% Cash Back on net purchases of up to $2,000 within the first 4 monthly statement periods
Get a Journie Rewards Promotional Code with $25 in fuel savings, 3X point multiplier, and 2 premium car washes
Click Here for Exclusive Links Offer
Note: If you do not qualify for the Infinite version of this card, you will automatically be offered the Platinum version, which has an identical welcome bonus.
CIBC Dividend No Fee Visa
Welcome Bonus Value: $170
Annual Fee: $0 - First Year Waived
Application Method: undefined
Earn 5% Cash Back on net purchases of up to $2,000 within the first 4 monthly statement periods
Get a Journie Rewards Promotional Code with $25 in fuel savings, 3X point multiplier, and 2 premium car washes
HSBC
HSBC World Elite Mastercard
Welcome Bonus Value: $650
Annual Fee: $149 - First Year Waived
Application Method: Great Canadian Rebates
Earn 20,000 Points on your first purchase
Earn 10,000 Points when you spend $1,000 in each statement period for the first 6 months (up to 60,000 Points)
Earn a $100 Travel Enhancement Credit Annually
Earn a $150 Cash Back Rebate when you apply through Great Canadian Rebates
HSBC +Rewards Mastercard
Welcome Bonus Value: $295
Annual Fee: $25 - First Year Waived
Application Method: Great Canadian Rebates
Earn 35,000 Points upon spending $2000 in net purchases within the first 6 months
Earn a $120 Cash Back Rebate when you apply through Great Canadian Rebates
HSBC Travel Rewards Mastercard
Welcome Bonus Value: $245
Annual Fee: $0
Application Method: Great Canadian Rebates
Earn 25,000 Points upon spending $1,000 in net purchases within the first 6 months
Earn a $120 Cash Back Rebate when you apply through Great Canadian Rebates
HSBC Cash Rewards Mastercard
Welcome Bonus Value: $245
Annual Fee: $0 - First Year Waived
Application Method: Great Canadian Rebates
Earn 12.5% Cash Back on net purchases of up to $1,000 within the first 6 months
Earn a $120 Cash Back Rebate when you apply through Great Canadian Rebates
Brim - Laurentian Bank
Laurentian Bank Visa Infinite
Welcome Bonus Value: $120
Annual Fee: $130
Application Method: Public Website/Referral
Earn 10,000 Points when you spend $1,500 in 3 months
Earn 2,000 Points when you set up a recurring payment
Earn an additional $10 if you use a referral link
Laurentian Bank Cash Back Visa
Welcome Bonus Value: $60
Annual Fee: $65
Application Method: Public Website/Referral
Earn 5,000 Points when you spend $1,000 in 3 months
Earn 1,000 Points when you set up a recurring payment
Earn an additional $10 if you use a referral link
MBNA
MBNA Rewards World Elite Mastercard
Welcome Bonus Value: $400
Annual Fee: $120
Application Method: Credit Card Genius
Earn 20,000 Points upon spending $2,000 in net purchases within the first 3 monthly statement periods
Earn 10,000 Points upon enrolment for e-statements
Earn a $100 Cash Back Rebate when you apply through Credit Card Genius
National Bank of Canada
NBC World Elite Mastercard
Welcome Bonus Value: $50
Annual Fee: $150
Application Method: Great Canadian Rebates
No applicable welcome offer at this time
Earn a $150 Travel Fee Refund Credit
Earn a $50 Cash Back Rebate when you apply through Great Canadian Rebates
RBC Royal Bank
RBC Avion Visa Infinite/Platinum
Welcome Bonus Value: $350
Annual Fee: $120
Application Method: Public Website
Earn 35,000 Points upon application approval
RBC WestJet World Elite Mastercard
Welcome Bonus Value: $450
Annual Fee: $119
Application Method: Public Website
Earn 250 Westjet Dollars upon application approval
Earn 200 WestJet Dollars upon spending $5,000 in net purchases within the first 3 monthly statement periods
RBC British Airways Visa Infinite
Welcome Bonus Value: $350 (2 years) or $600
Annual Fee: $165
Application Method: Great Canadian Rebates
Earn 15,000 Points upon application approval
Earn 35,000 Points upon spending $6,000 in net purchases within the first 3 monthly statement periods.
Earn 10,000 Points upon keeping the card for a second year.
Earn a $85 Cash Back Rebate when you apply through Great Canadian Rebates
RBC Cathay Pacific Asia Miles Visa Platinum
Welcome Bonus Value: $150
Annual Fee: $120
Closed to New Applications
RBC ION+ Visa
Welcome Bonus Value: $70
Annual Fee: $48 (charged in monthly instalments of $4)
Application Method: Public Website
Earn 3,500 Points on approval
Earn 3,500 Points upon spending $500 in net purchases within the first 3 months
RBC ION Visa
Welcome Bonus Value: $35
Annual Fee: $0
Application Method: Public Website
Earn 6,000 Points on approval
Scotiabank
Scotiabank Passport Visa Infinite
Welcome Bonus Value: $450
Annual Fee: $150 - First Year Waived
Application Method: Great Canadian Rebates or Rakuten.
Earn 25,000 Points upon spending $1,000 in net purchases within the first 3 monthly statement periods
Earn a $150 Cash Back Rebate when you apply through Great Canadian Rebates
Scotiabank Gold American Express Card
Welcome Bonus Value: $500
Annual Fee: $120
Application Method: Frugal Flyer
Earn 20,000 Points upon spending $1,000 in net purchases within the first 3 monthly statement periods
Earn 20,000 Points upon spending $7.500 in net purchases within the first 12 monthly statement periods
Earn a $150 Cash Back Rebate when you apply through Frugal Flyer
Scotiabank Platinum American Express Card
Welcome Bonus Value: $675
Annual Fee: $399
Application Method: Frugal Flyer
Earn 50000 Points upon spending $3000 in net purchases within the first 3 months
Earn a $175 Cash Back Rebate when you apply through Frugal Flyer
Scotiabank No-Fee American Express Card
Welcome Bonus Value: $100
Annual Fee: $0
Application Method: Great Canadian Rebates
Earn 5000 Points upon spending $750 in net purchases within the first 3 months
Earn a $50 Cash Back Rebate when you apply through Great Canadian Rebates
Scotiabank Momentum Visa Infinite
Welcome Bonus Value: $310
Annual Fee: $120 - First Year Waived
Application Method: Great Canadian Rebates
Earn 10% Cash Back on net purchases of up to $2,000 within the first 3 monthly statement periods
Earn a $110 Cash Back Rebate when you apply through Great Canadian Rebates
Scotiabank Scene+ Visa
Welcome Bonus Value: $125
Annual Fee: $0
Application Method: Great Canadian Rebates
Earn 7,500 Points upon spending $750 in net purchases within the first 3 monthly statement periods
Earn a $50 Cash Back Rebate when you apply through Great Canadian Rebates
TD Canada Trust
TD Aeroplan Visa Infinite Privilege
Welcome Bonus Value: $1012 (2 years) or $1500
Annual Fee: $599
Application Method: Exclusive Links
Earn 20,000 Points on your first purchase
Earn 60,000 Points upon spending $7,500 in net purchases within the first 6 months
Earn 35,000 Points upon spending $12,000 in net purchases within the first year and keeping the card for a second year
Earn a $300 Statement Credit on Air Canada Purchases within the first 6 months (Any Purchase for Quebec)
TD Aeroplan Visa Infinite
Welcome Bonus Value: $825
Annual Fee: $139
Application Method: Public Website
Earn 10,000 Points on your first purchase
Earn 40,000 Points upon spending $5,000 in net purchases within the first 3 months
Earn 20,000 Points upon spending $7,500 in net purchases within the first 12 months and keeping the card past your annivarsary
TD Aeroplan Visa Platinum
Welcome Bonus Value: $300
Annual Fee: $89 - First Year Waived
Application Method: Public Website
Earn 10,000 Points on your first purchase
Earn 10,000 Points upon spending $1,000 in net purchases within the first 3 months
TD Cash Back Visa Infinite
Welcome Bonus Value: $350
Annual Fee: $139 - First Year Waived
Application Method: undefined
Earn 10% Cash Back on net purchases of up to $2,000 within the first 3 monthly statement periods
Earn 6% Cash Back on net purchases exceeding $2,000 in the Gas, Groceries and Pre-Authorized Payments Category up to $3,500 within the first 3 monthly statement periods
Earn a $60 Cash Back Rebate when you apply through Great Canadian Rebates
TD First Class Travel Visa Infinite
Welcome Bonus Value: $600
Annual Fee: $139 - First Year Waived
Application Method: Credit Card Genius
Earn 20,000 Points on your first purchase
Earn 80,000 Points upon spending $5,000 in net purchases within the first 6 months
Earn a $100 Cash Back Rebate when you apply through Great Canadian Rebates
TD Platinum Travel Visa Platinum
Welcome Bonus Value: $310
Annual Fee: $89 - First Year Waived
Application Method: Great Canadian Rebates
Earn 15,000 Points on your first purchase
Earn 35,000 Points upon spending $1000 in net purchases within the first 3 months
Earn a $60 Cash Back Rebate when you apply through Great Canadian Rebates
TD Rewards Visa
Welcome Bonus Value: $128
Annual Fee: $0
Application Method: Great Canadian Rebates
Earn 19,697 Points on your first purchase
Earn a $30 Cash Back Rebate when you apply through Great Canadian Rebates
A word about Great Canadian Rebates, Credit Card Genius, and Rakuten
If the stated application method is one of these affiliate providers, please note that these companies will receive a cut of your rebate for applying through them. In some ways, it is a win-win scenario, as you get additional money for your application, while these affiliate websites also get a bonus.
If you do not already have an account with these rebate providers, consider helping someone in the churning community out by using their referral, as this is at no cost to you (you still receive the full rebate amount listed) and will make their day.
Here's what the community member will receive when you use their link:
Great Canadian Rebates: The referrer will get 25% of all your rebates for three years following registration
Credit Card Genius: The referrer will get a $10 one-time bonus for your first approved application through your account
Rakuten: The referrer will get $30 when you use their link and make a purchase of more than $30 on your new account (aside from applying for the credit card)
Be advised that when applying through a rebate provider, it is NOT a guarantee that you will be paid out. While we only feature companies that we ourselves have had positive experiences with, there is a possibility that you may experience otherwise, as such keep this in mind!
Click below to find a referral on r/churningcanada:
Legal Disclosure
All credit card products are subject to credit approval by their respective financial institutions. I do not represent any of the entities listed above. Information is provided on an as-is basis, with no guarantee. You must have a Canadian Credit File in order to apply for these offers. I have zero intervention in the credit granting process.
Please confirm whether a card is appropriate for you by confirming with a financial advisor. The above information is not an offer or intention to solicit applications for a specific credit card product, none of the aforementioned information should be considered financial advice.
All information is provided on an As-Is basis. I cannot make any guarantees for its accuracy or validity.
HELP / Frequently Asked Questions
Question: Experienced an issue claiming an offer or accessing a page?
Answer: Contact us here
Question: Do you receive a bonus when I apply through the links listed on this website?
Answer: No, I do not receive any form of commission when you use the links listed here.
Question: Can I combine these offers with rebates from GreatCanadianRebates.com, CreditCardGenius.com, or other rebate sites?
Answer: No, you may not. Not only will you not receive the offer listed on this page, in certain cases, your cash back or offer may be revoked by the rebate provider or credit card issuer
Question: The bank is asking me how I received this offer, and threatening to revoke my bonus!
Answer: Contact us here and I will be able to help give you a response to the bank.
Question: How can I support you specifically for your efforts?
Answer: While you are welcome to support me, do not feel obligated to. I do not want this resource to become incentivized or paid work, and because of this policy, you will not find an referral, donation, affiliate, advertisement, or incentivized link on this website. The whole purpose of this site was to provide a means of centralized resources for the common use of churners, and bringing financials into this equation impact the vision for this website. You can use the monthly referral thread to find a referral for many cards or services, and while my referrals are posted in that thread, do not feel like you are obliged to use my referral because of this resource.
Note, For the purposes of bonus valuation,
Air Miles are considered at $0.1053 CAD per point. (valuation based on 95 Air Miles = $10, via Air Miles Cash)
Aeroplan Points are considered at $0.015 CAD per point. (valuation based on average of cash costs between domestic and international economy travel rewards on Air Canada)
American Express Membership Rewards are considered at $0.015 CAD per point. (valuation based on a 1:1 transfer to Aeroplan)
Aventura Points are considered at $0.0125 CAD per point. (valuation based on 8,000 Aventura = $100, via RHT)
BMO Points are considered at $0.0066 CAD per point. (valuation based on 150 BMO = $1, via RHT)
British Airways Avios are considered at $0.01 CAD per point. (valuation based on adjusted average cash costs of flight between N. A. and U. K.)
HSBC Points are considered at $0.005 CAD per point. (valuation based on 25,000 HSBC = $125, via RHT)
Marriott Bonvoy Points are considered at $0.01 CAD per point. (valuation based on average cash vs. points cost of a standard mid-tier hotel)
MBNA Points are considered at $0.01 CAD per point. (valuation based on 100 MBNA = $1, viia Gift Cards)
NBC Points are considered at $0.01 CAD per point. (valuation based on 100 NBC = $1, via a la carte travel portal)
RBC Points are considered at $0.01 CAD per point (valuation based on redemption for cash-equivalents during annual promotions)
TD Points are considered at $0.005 CAD per point. (valuation based on 200 TD = $1, via Expedia Smart RHT)
Note Application Requirements in General for premium cards:
World Mastercard and Visa Infinite products require an annual personal income of $60,000 or household income of $100,000
World Elite Mastercard products require an annual personal income of $80,000 or household income of $150,000
Visa Infinite Privilege products require an annual personal income of $150,000 or household income of $200,000
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